Your partner for a successful business

You can’t make an omelette without breaking eggs – this principle can be applied to any company. Wherever people work together, accidents can happen due to carelessness, time pressure or simple human error. In order to cover the often high financial costs, we offer comprehensive occupational accident insurance.

For the self-employed or workers who work in companies without daily sickness benefit insurance, it is advisable to take out such insurance in order not to have to deal with financial matters in case of illness. This insurance policy, which is individually tailored to your needs and requirements, provides you with coverage equivalent to your salary, starting from the agreed day, allowing you to recover from your illness without financial worries.

As one of the three pillars of the social security system in Switzerland, the BVG (second pillar) provides supplementary insurance, alongside ​​estate insurance AHV/IV (1st pillar) and retirement provisions (3rd pillar), that covers the living income of employees. In case of disability or death, but also after retirement, your employees will want to be financially carefree. The focus is on ensuring the normal standard of living of an employee, even in old age and when they are not exercising their profession. Working together with you, we develop the best possible solution – so that you and your employees are well protected for the future.

As a company you already have great responsibility. With public liability insurance you offload a large part of the potential financial risks. Mishaps in your own company in which customers or business partners are injured, or in which their property is damaged, often happen unexpectedly and suddenly. Even missed deadlines or an alleged lack of guidance can result in claims for damages. Your insurance company takes on justified claims for damages against third parties and defends unjustified claims for you – even at the court level. We support you in choosing the best possible insurance solution for your company and take into account industry-specific risks and individual circumstances, so that you can continue to focus on your core business.

Even the most creative company cannot work without certain fixtures. Expensive machinery, a vehicle fleet and company equipment should be well protected, so that you are not left with steep sales losses in the event of damage. So that you can continue your work after the damaging, loss or theft of your work without losing much time, the right property insurance takes care of everything else and as well as replacing, repairing or reacquiring your work equipment as fast as possible. In order to remain competitive, a swift resumption of the working day is inevitable – because only those who are able to respond quickly and, above all, effectively to the unforeseen are able to assert themselves successfully and enduringly in the market. For this reason, business interruption insurance can no longer be neglected.

Warranty claims, claims for damages due to non-performance of a contract or default by a customer: The financial burden of exercising one’s rights may increase endlessly. Business protection insurance at least saves you the financial worries – you can concentrate on asserting your rights, without having to be afraid of ending up without financial means. Competent and specialized lawyers take over representing you in court. In all instances, they ensure that even small businesses can exercise their rights. Anyone who has legal certainty can fully concentrate on their business. In the future, focus only on your core business.